Few people have enough savings to draw on in an emergency given the challenging economic climate. But, many prefer to opt for personal loans. The interest rates on these short-term loans are typically higher than on long-term loans like mortgages. Although they take less time to pay off than other options, they do allow you to become debt-free sooner. Is There Any Other Option? Many people who require a little extra cash to cover unforeseen expenses and will have enough money to pay back this debt once they receive their…
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